Let's find a Limited Benefit Medical Plan

What is your Zip Code ?

What is your gender ?

What is your birthdate ?

Do you use tobacco products ?

Do you want to add your spouse to this plan ?

What is your spouse's gender ?

What is your spouse's birthdate ?

Does your spouse use tobacco products ?

Do you want to add your children to this plan ?

Add your dependent children

Child 1 Date of Birth

Child 1 Gender

Add Child

Last step! You are almost done

Email

Phone

Coverage Start Date




DISCLAIMER: By submitting your information you agree that Health Plans Direct (coverplushealth) may contact you at the above-listed email or phone number. I understand that consent is not a condition of purchase.
What is Limited Benefit Medical?

Hospital and medical charges have risen significantly in the past few years. Major medical healthcare plans may not pay for all medical costs. Deductibles, co-insurance, and out of pocket expenses can accrue when an individual becomes sick or hospitalized. Limited Benefit Medical plans pay a lump sum daily benefit (up to the maximum benefit amount) for each day an individual is confined in a hospital. The key features of the plan include

  • Guaranteed acceptance regardless of current state of health
  • First Dollar Coverage
  • Benefits can be used in any way an individual chooses – to cover additional costs like deductibles, co-pays or other out-of-pocket expenses, or to cover household or childcare expenses while hospitalized
  • Benefits are payable in addition to any other insurance that may apply
  • Benefits are payable directly to the individual
Plan benefits

Accidental Death & Dismemberment, Diagnostic, X-ray and Laboratory, Outpatient Surgery, Home Health Care benefit, Hospice Care benefit, Intensive Care benefit, Outpatient Surgical benefit, Post-hospital Recovery benefit, Inpatient Benefits, Outpatient Benefits. Benefits are subject to the policy limitations and exclusions. Refer to the policy, certificate, and riders for complete details.

ACA DISCLAIMER

THIS INSURANCE PROVIDES LIMITED BENEFITS. LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS AND ARE NOT INTENDED TO BE AN ALTERNATIVE TO OR INTEGRATED WITH COMPREHENSIVE COVERAGE. FURTHER, THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. FURTHER, THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.

Coverplushealth.com is an independent marketplace operated by Health Plans Direct, Inc. National Producer Number 17854932 and is not the Health Insurance Marketplace website. We Invite application for insurance in states where we maintain our agency/broker licenses and appointed for each state that requires a license to conduct health insurance sales and services.We are required to comply with all applicable federal laws, including standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Marketplace plans being offered in your state through our partner websites. To see all available data on Marketplace plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov. If you have questions or concerns, please contact us at support@coverplushealth.com

Copyright © 2021 Health Plans Direct, Inc.