Individual & Family Plans

Health insurance options

Affordable Care Act (ACA) plans

The Open Enrollment Period for 2021 health insurance is Sunday, November 1, 2020, through Tuesday, December 15, 2020. You can apply online or call us (855) 830-2955

To be eligible to enroll in health coverage through the Marketplace, a) you must be a U.S. citizen or a permanent resident lawfully present in the U.S. b) Must live in the United States c) should not have be incarcerated. You will be asked to provide your basic information including your name, address, household information, income and resident status during your application process.

Is Dental coverage available in the Marketplace

Yes, you may choose to apply for dental coverage along with your health insurance application through the market place. You can also apply for Dental coverage separately as a stand-alone plan.

Adult & child dental insurance in the Marketplace

Under the health care law, dental insurance is treated differently for adults and children 18 and under.

  • • If you are applying for health coverage for someone 18 or younger, dental coverage must be available for your child as part of a health plan. While dental coverage for children must be available to you, you don’t have to buy it.
  • • Dental coverage isn't an essential health benefit for adults and is not offered by insurance carriers as part of your health insurance plan. You must select to add a dental plan to your health insurance application separately.

Should you apply Marketplace plans?

As per the 2019 estimate, about 49.6% of US population is covered by employer based health insurance, 19.8% through Medicare and about 9.2% are uninsured or do not have any kind of health insurance. The basic purpose of Affordable Care Act is to help individual and families, who could not afford coverage due to rising premium and also many of the private plans available were not covering people with pre-existing conditions.

Short-Term Health Insurance in Missouri

Get Started is an independent marketplace operated by Health Plans Direct, Inc. National Producer Number 17854932 and is not the Health Insurance Marketplace website. We Invite application for insurance in states where we maintain our agency/broker licenses and appointed for each state that requires a license to conduct health insurance sales and services.We are required to comply with all applicable federal laws, including standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Marketplace plans being offered in your state through our partner websites. To see all available data on Marketplace plan options in your state, go to the Health Insurance Marketplace website at If you have questions or concerns, please contact us at

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