Millions of Floridians may now be eligible for Free Health Insurance

October 27, 2020
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In 2019, nearly 13 percent of the population which is more than 2.8 million people in Florida who did not have health insurance of any type. COVID-19 pandemic has made the situation worst with many losing their job and employer sponsored health coverage. It has never been so important for people to have health insurance now than ever before due to increase in covid cases and otherwise.

Annual open enrollment for Affordable Care Act (Obamacare) is around the corner and many of the applicants both new and existing ones may be eligible for $0.00/monthly premium based on their 2021 expected household income.

When does open enrollment begin?

Open Enrollment 2021 begins on November 1, 2020 and ends on December 15, 2020.

You can still buy an exchange health plan if you qualify for a Special Enrollment Period.

Who is eligible to apply for Obamacare?

  • • US citizen or legal resident
  • • Currently living in the United States
  • • Not currently incarcerated

Premium subsidy

According to the 2020 Federal poverty guidelines for individuals with annual household income of $51,040 or below 400% of the FPL ($12,760), you will be eligible for monthly premium subsidy and may also qualify for a cost sharing reduction.

Check here if you are eligible for a $0/00/ monthly premium for your 2021 health insurance enrollment

When will health insurance plan take effect?

Plans sold during Open Enrollment starts will be effective from January 1, 2021. If you are already enrolled in an individual or family market, your current plan will end on December 31 and your new plan will take effect on January 1 subject to continuation of premium payments.

How to apply for Obamacare in Florida?

You can apply online or call (855) 830-2955 to find out more about plans available in your area.

What if I am not eligible for Obamacare?

If you are not eligible to apply for ACA/Obamacare, you may consider applying for a Short-term health insurance available in your area. Short-term health insurance is now available for 364 days and offered by private insurers. Short Term health insurance is great for people who are healthy and cannot afford to pay high premium major medical plans. Short-term health insurance also offer low premiums plans and cover many common medical services such as, but not limited to, doctor visits, emergency care, x-rays and lab tests. Learn more about, How Is Short Term Health Insurance Different from ACA/Obamacare. Apply Now!

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