Annual Open Enrollment starts Nov-1 and ends December-15 for most states except a few states who have extended period to sign-up for marketplace plan. Are you wondering if you are eligible to apply?
Here is your quick guide
To be eligible to enroll in Marketplace plan you,
Immigrants with the following legal resident status are qualified to apply for Marketplace Obamacare plans:
A U.S. national is someone who’s a U.S. citizen or a person who isn’t a U.S. citizen but owes permanent allegiance to the U.S.
With extremely limited exception by which he or she is entitled to be protected, all non-citizen U.S. nationals are people born in American Samoa or abroad with one or more American Samoan parents under certain conditions.
Staying healthy is important. But what if you have a serious accident or illness and you don’t have health insurance coverage? Medical and hospital expenses are very expensing. As per an article published in gallup.com, “half in U.S. now, vs. 45% in 2019, concerned about health-related bankruptcy”. The minimum essential coverage under the Affordable care Act enacted in 2010 has been helping many low income individuals and families getting health insurance and by that reducing medical related bankruptcies.
But now the question is what if you don’t qualify for a Marketplace plan?
Short-Term and Limited benefit accident and health insurance plans are not alternative to Obamacare but can help you to a large extent if you fall sick or need hospitalization.
Also known as temporary health insurance, short-term health insurance is intended for people who need temporary health insurance and also can’t afford high premium major medical plans. Duration of each plan varies by each state and can be bought in any time of the year. These plans are most suited for people who are,
Federal rules in October 2018, allowed short-term medical plans to offer coverage for up to 12 months at a time and made it possible for insurance companies to renew the coverage for up to 36 months. However, the maximum policy duration may vary by each state as notified time to time.
Accident and Health Insurance offers financial protection and pay cash benefits directly to the insured. The products are designed to help fill some of the gaps in your major medical insurance including high deductible and out of pocket expenses.
Coverplushealth.com is an independent marketplace operated by Health Plans Direct, Inc. National Producer Number 17854932 and is not the Health Insurance Marketplace website. We Invite application for insurance in states where we maintain our agency/broker licenses and appointed for each state that requires a license to conduct health insurance sales and services.We are required to comply with all applicable federal laws, including standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Marketplace plans being offered in your state through our partner websites. To see all available data on Marketplace plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov. If you have questions or concerns, please contact us at firstname.lastname@example.org
Copyright © 2021 Health Plans Direct, Inc.