Is Short-term health insurance good for me?

Affordable health Insurance-Medical-Dental-Plans-Quotes-Short-term

Short-term health insurance isn’t right for everyone. It is not ACA-qualifying major medical plan, and most policies do not include coverage for prescription drugs, pregnancy and pre-existing conditions

Who should buy Short-term health insurance?

  • college students, just out of school, or rolling off your parent’s insurance
  • Between jobs, waiting for benefits to begin at a new job, or needing a temporary alternative to COBRA insurance
  • Without health insurance, have missed Open Enrollment and don't qualify for Special Enrollment, or you are waiting for your Affordable Care Act (ACA) coverage to begin
  • Under 65 and in good health, or waiting for Medicare
  • Losing coverage following separation

Does Short-term health Insurance Plans cost less?

Affordable health Insurance-Medical-Dental-Quotes-Short-term-Plans

Yes. It does cost less compare to major medical plans which covers minimum essential coverages as mandated by the affordable care Act. Essential health benefits ensure that health plans cover care that patients need

The ten minimum essential coverages are,

  • Ambulatory patient services (outpatient services)
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services, including behavioral health treatment
  • Prescription drugs
  • Rehabilitative and habilitative services (those that help patients acquire, maintain, or improve skills necessary for daily functioning) and devices
  • Laboratory services
  • Preventive and wellness services and chronic disease management
  • Pediatric services, including oral and vision care

In general, a Short-Term health insurance premium is significantly less than that of a major medical ACA plan. This is one of the most important reason why people choose Short term health insurance because of the affordability. But premium is not the only consideration, but many other factors as spelled our above.

Another important factor one must consider before buying short term plan is that subsidies are not available when buying a Short-Term health insurance plan as it is available in case of ACA plans. Subsidies won’t make an ACA cheap, but it may bring down monthly premium based on individual’s annual income. Since a Short-Term insurance plan isn’t required to include the 10 essential health benefits defined in the ACA, you can choose a less expensive plan that offers less coverage.

Can I buy Short-term health insurance anytime during a year?

Yes, Short-term health insurance is available throughout the year and flexible in nature.

  • Apply any time of year in minutes
  • Apply for another term of coverage if needed
  • Select the length of time you want coverage (between 1 month and 12 months) with renewable up to three years in some states.
  • Can be cancelled anytime without any penalty
  • You can choose from deductible, maximum benefits, out of pocket

Is Short-term health insurance available in all states?

No. Each state has different duration available for short-term health insurance.

The Departments of Health and Human Services, Labor and the Treasury issued a final rule On Aug. 1, 2018, lifted Obama-era limits on short-term health insurance plans that in effect opened the door for states to have more flexible short-term health insurance duration limits. Many states already had existing statutes in place prior to the Obama-era federal rule and since reverted back to their previous regulations.

Before we list out the duration of Short-term health insurance available by each state, here are states that have completely banned sale of Short-term health insurance in their states,

Short-term health insurance not available in following states:

  • California
  • Massachusetts
  • New York
  • New Jersey
  • Rhode Island

States where Short-term health insurance is available for shorter duration

  • Colorado
  • Connecticut
  • Illinois
  • Indiana
  • Delaware
  • Vermont

Short-term Medical Policies for up to 36 Months?

The new federal rule makes it possible for carriers to extend short term policies up to a maximum duration of 36 months where state regulations allow. What it means is that a person can obtain coverage under a short-term plan for up to 36 consecutive months without needing to re-apply or go through again the medical underwriting process.

If you are living in the following states then you may be able to buy short-term health insurance up to 36 months:

  • ALABAMA : Short-term health insurance in Alabama: Available renewable up to thirty six (36) months
  • ALASKA : Short-term health insurance in Alaska: Available renewable up to thirty six (36) months
  • ARKANSAS : Short-term health insurance in Arkansas: Available renewable up to thirty six (36) months
  • FLORIDA : Short-term health insurance in Florida: Available renewable up to thirty six (36) months
  • GEORGIA : Short-term health insurance in Georgia: Available renewable up to thirty six (36) months
  • KENTUCKY : Short-term health insurance in Kentucky: Available renewable up to thirty six (36) months
  • MISSISSIPPI : Short-term health insurance in Mississippi: Available renewable up to thirty six (36) months
  • MONTANA : Short-term health insurance in Montana: Available renewable up to thirty six (36) months
  • NEBRASKA : Short-term health insurance in Nebraska: Available renewable up to thirty six (36) months
  • NORTH CAROLINA : Short-term health insurance in North Carolina: Renewable up to thirty six (36) months
  • PENNSYLVANIA : Short-term health insurance in Pennsylvania: Available renewable up to thirty six (36) months
  • TENNESSEE : Short-term health insurance in Tennessee: Available renewable up to thirty six (36) months
  • TEXAS : Short-term health insurance in Texas: Available renewable up to thirty six (36) months
  • WEST VIRGINIA : Short-term health insurance in West Virginia: Available renewable up to thirty six (36) months
  • WYOMING : Short-term health insurance in Wyoming: Available renewable up to thirty six (36) months

If you are living in the following states, then you may be able to buy short-term health insurance between 12-24 months:

  • IDAHO: Maximum duration of Short-term health insurance available in Idaho is up to 364 DAYS
  • KANSAS: Maximum duration of Short-term health insurance available in Kansas is up to 365 DAYS RENEWABLE UP TO 24 MONTHS
  • LOUISIANA: 12 MONTHS NENEWABLE UO TO 36 MONTHS. Most short-term plans in Louisiana are limited to six months. If they have longer durations, the state only allows the plan to exclude pre-existing conditions from the previous 12 months. Most insurers look back further than that, so their plans are capped at six months.
  • LOUISIANA: 12 MONTHS NENEWABLE UO TO 36 MONTHS. Most short-term plans in Louisiana are limited to six months. If they have longer durations, the state only allows the plan to exclude pre-existing conditions from the previous 12 months. Most insurers look back further than that, so their plans are capped at six months.
  • MAINE: Maximum duration of Short-term health insurance available in Maine is up to 364 DAYS RENEWABLE UP TO 24 MONTHS
  • OHIO; Maximum duration of Short-term health insurance available in Ohio is up to 364 DAYS
  • UTAH: Maximum duration of Short-term health insurance available in Utah is up to 363 DAYS
  • SOUTH CAROLINA: Maximum duration of Short-term health insurance available in South Carolina is up to 11 MONTHS RENEWABLE UP TO 33 MONTHS
  • WISCONSIN: Short-term health insurance available in Wisconsin is up to 365 DAYS MAXIMUM UP TO 18 MONTHS. Consumers can start new coverage (with the same insurer) after a 63-day break.

If you are living in the following states, then you may be able to buy short-term health insurance up to 6 months:

  • ARIZONA: Maximum duration of Short-term health insurance available in Arizona is up to 185 DAYS RENEWABLE UP TO 365 DAYS
  • COLORADO: Maximum duration of Short-term health insurance available in Colorado is up to 6 MONTHS
  • CONNECTICUT: Maximum duration of Short-term health insurance available in Connecticut is up to 6 MONTHS
  • ILLINOIS: Maximum duration of Short-term health insurance available in Illinois is up to 6 MONTHS
  • INDIANA: Maximum duration of Short-term health insurance available in Indiana is up to 6 MONTHS
  • MICHIGAN: Maximum duration of Short-term health insurance available in Michigan is up to 185 DAYS
  • MINNESOTA: Maximum duration of Short-term health insurance available in Minnesota is up to 185 DAYS
  • MISSOURI: Maximum duration of Short-term health insurance available in Missouri is up to 6 MONTHS RENEWABLE UP TO 36 MONTHS
  • NORTH DAKOTA: Maximum duration of Short-term health insurance available in North Dakota is up to 185 DAYS RENEWABLE UP TO 12 MONTHS
  • NEVADA: Maximum duration of Short-term health insurance available in Nevada is up to 185 DAYS
  • NEW HAMPSHIRE: Maximum duration of Short-term health insurance available in New Hampshire is up to 6 MONTHS
  • OKLAHOMA: Maximum duration of Short-term health insurance available in Oklahoma is up to 6 MONTHS
  • SOUTH DAKOTA: Maximum duration of Short-term health insurance available in South Dakota is up to 6 MONTHS
  • VIRGINIA: Maximum duration of Short-term health insurance available in Virginia is up to 6 MONTHS

If you are living in the following states, then you may be able to buy short-term health insurance up to 3 months:

  • DC: Maximum duration of Short-term health insurance available in DC is up to 3 months
  • Delaware: Maximum duration of Short-term health insurance available in Delaware is up to 3 months
  • Oregon: Maximum duration of Short-term health insurance available in Oregon is up to 3 months
  • Maryland: Maximum duration of Short-term health insurance available in Maryland is up to 3 months
  • New Mexico: Maximum duration of Short-term health insurance available in New Mexico is up to 3 months
  • Vermont: Maximum duration of Short-term health insurance available in Vermont is up to 3 months
  • Washington: Maximum duration of Short-term health insurance available in Washington is up to 3 months
  • IOWA: Maximum duration of Short-term health insurance available in Iowa is up to 3 months
  • HAWAII: Maximum duration of Short-term health insurance available in Hawaii is up to 3 months
  • Vermont: Maximum duration of Short-term health insurance available in Vermont is up to 3 months

Ready to compare short term health insurance plans? It only takes a minute to get a free quote.

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What is Association Plans?

Some of the Short-term and limited benefit plans are offered through various associations in many of the states. Customers pays to be a member of the association to buy these plans. Membership to these association offers members many benefits including discount of up to 60% on services listed below,

Multiplan PHCS Network

The Med-Sense Guaranteed Association (MSGA) is a Not-For-Profit corporation. Members of the MSGA enjoy discounts on a variety of health and travel services. There are multiple memberships of the association; the following is a brief overview of the benefits offered though not all benefits are included in every membership of the association.

Association members will receive a separate mailing with complete details on how to access membership benefits. 

To access and enroll in the Med-Sense Guaranteed Association, please visit: www.medsensemembers.com 

(Available in states where the Lifeshield STM product is sold through the Association, Cardinal choice Chubb and Select STM)

What are the Association Membership Features?

ID Resolution Identity Theft Service

Association members can speak to fraud specialists who will facilitate the resolution of virtually any identity-related problem. 

Lens Crafters Vision Club

Association members can take advantage of special rates on quality eyewear from Lens crafters.

24 Hour Nurse Helpline Plan

Association members can speak to qualified nurses 24/7 via this confidential telephone service at no charge.

Gateway Medicard

Association members can keep personal medical handy so emergency medical personnel can administer appropriate care.

Discount Hearing Service

Association members can receive premium hearing aids at huge savings on a no-risk, 100% satisfaction-guaranteed basis.

Travel Association Plan

Association members can use a variety of services when traveling more than one hundred (100) miles.

Hewlett-Packard Computer and Digital Equipment

Association members can pay discounted rates on HP notebooks, laptops, desktops, servers, printers, digital cameras, handhelds, point-of-sale (scanners, cash registers, etc.) and more.

Customized Web Services - NAC Web Services

Association members can take advantage of discounted rates up to 20% on website development and maintenance.

UPS Express Delivery Services

Association members can ship packages at a discount up to 28%.

Sprint - Wireless/Cellular and Mobile Broadband (for New Sprint Subscribers only)

Association members can receive discounted new subscriber rates as well as special corporate pricing.

Office Depot Office Supplies and Furniture

Association members can get office supplies and services at discounts up to 80%.

24 Hour Emergency Roadside Assistance

Association members can gain peace of mind in roadside emergencies 24/7.

Hop the Shops

Association members can shop with preferred customer access to HopTheShops.com, a premium on-line shopping mall of more than 150 stores.

My Association Saving Benefits Perks Program

My Association Saving Benefits provides members with exclusive perks and over $4,500 in savings on everything from pizza and the zoo, to movie tickets, oil changes, hotels, and car rentals!

1800Flowers.com

Association members can save up to 15% on orders for flowers and/or gifts from 1800Flowers.com, one of America´s top providers of floral and specialty gifts.

TrueCar Buying Network

Association members can benefit from a National Corporate Pricing Program, resulting in a price hundreds of dollars lower than the retail price.

Car Rental Discounts

Association members can save with discounted auto rental rates from Avis®, Budget® and Dollar® Rent A Car.

GymAmerica.com

Association members can access special pricing at GymAmerica.com, the all-in-one interactive toolkit for the personalized diet and exercise program.

Vitamin Discount

Association members can enjoy up to a 15% discount from HealthFitLabs on vitamins, supplements, and personal care products.

ADP Payroll Processing Service

Association members can get the ADP advantage today with various discounts, including up to 25% off processing costs.

Constant Contact

Association members can explore the benefits of email marketing with Constant Contact for 60 days at no charge and then receive exclusive discounted pricing.

Grainger Discount Program Facility, Maintenance, and Operations Product

Association members can save with discounts ranging up to 30% off catalog pricing on select products such as lighting, motors, and cleaning supplies with free standard shipping.

Magazine Discounts

Association members can enjoy popular magazines titles at discounted rates up to 85% off regular subscription rates.

Moving Services

Association members can relocate at affordable rates using Cord North America, an agent for North American Van Lines.

TravelerBonus.com

Association members can benefit from a travel club offering both the regular savings found using familiar online search engines as well as the bonus of a rebate once vacations are complete.

Terms and Conditions for Med-Sense Guaranteed Association Membership

This program of services is provided through membership in Med-Sense Guaranteed Association (MSGA). Service providers associated with this program are solely responsible for the professional advice and service rendered to members, and MSGA, disclaims liability with respect to such matters.

At any time, a participating professional may be eliminated from the program. Providers are subject to change without notice and programs may vary in some states. The discounts are NOT insurance and may be discontinued or modified at any time.

Most of the companies providing the services and discounts in this program are not licensed insurers, health maintenance organization, or other underwriters of health care services. (The exceptions are the insurance carriers that provide the Accident Medical, Accidental Death & Dismemberment, Accident Disability Income, Critical Illness, Term Life Insurance, Hospital Indemnity, Limited Medical Benefits, Short-Term Medical, and, if selected, Dental Indemnity benefit and/or Insured Prescription Drug program.) No portion of any provider's fees will be reimbursed or otherwise paid.

The discounts contained herein may not be used in conjunction with any other discount plan or program. All listed or quoted prices or discounts are current at time of printing this material and are subject to change without notice.

Savings are based on the provider's usual and customary fees. Actual savings will vary depending on location and specific services or products purchased.

Discounts on professional services are not available where prohibited by law. This program does not warrant professional services, nor is it responsible for the quality of service received. This program makes no warranties, express or implied concerning services provided.

The member shall receive a full refund, if membership is canceled within the first 10 days of the effective date. Cancellation of association membership will also cancel any separate, additional benefits that may have been purchased. Membership is not available in all states.

Membership fees are to be paid when due. If the fees are not received, the member has 31 days from the date due to pay their membership fees; or the membership and any benefits provided will terminate.

This plan is not an insurance policy and is not protected by any state Life and Health Guaranty Association.

The member is responsible and agrees to pay any taxes that may be required by law as a result of membership.

The laws of the State of Delaware shall govern the interpretation, construction and enforcement of this entire plan.

Any dispute arising from, out of, or relating to this plan, including but not limited to those disputes regarding or relating to the plan or, Med-Sense Guaranteed Association, shall be resolved by binding, non-appealable arbitration. These provisions shall survive termination of this plan and the member's membership in the plan.

Any cause of action the member may have with respect to the plan must be commenced within one (1) year after the claim or cause of action arises.

Complaint Procedure: Any complaint regarding the plan or membership should be directed to Member Services at the toll-free number on the ID card or in writing to the address set forth herein.

From time to time, certain providers may offer products or services to the general public at prices lower than the discounted prices available through this plan. Discounts on professional services are not available where prohibited by law. Providers are subject to change without notice and services may vary in some states. It is the member's responsibility to verify that the provider is a participant in the plan. No guarantee can be given in regard to the continued participation of any provider. Providers are solely responsible for the professional advices and service rendered to members and liability with respect to such matters is disclaimed.

Each member and on behalf of all covered family dependents who are in the plan hereby forever releases, acquits and discharges the plan, Med-Sense Guaranteed Association, and its employees, officers, directors, agents and affiliates from any and all liabilities, claims demands, actions and causes of action that such member or covered family member may have by reason of any damage or personal injury sustained as a result of or during the course of the use of any service under the plan. The sole course available to a member or the member's covered family dependents is cancellation of the membership.

The member agrees to defend, indemnify, and hold harmless the plan and from any and all liabilities, cost, and expenses, including without limitation attorneys' fees and costs, related to or arising from any unauthorized use of member's plan; any violation of the plan by the member or those who access member's plan; or the use of the plan by the member or by those who access member's plan in a manner contrary to any law or regulation or harmful in any way to the plan or any of its affiliates.

The plan may only be used in the United States of America.

Med-Sense Guaranteed Association has the right to refuse membership to any person for any just or legal cause.

The member consents to receive electronically all notices, communications and other documents of any kind from Med-Sense Guaranteed Association. You have the right to withdraw consent to such electronic transmittals; however, such withdrawal does not retroactively withdraw consent to actions occurring prior to such withdrawal.


Med-Sense Guaranteed Association

917 Clocktower Drive, Suite 100

Springfield, IL 62704

1-800-992-8044


Disclosures: This website is a brief description of the Med-Sense Guaranteed Association discount and lifestyle benefits. There are multiple memberships of the association and not all benefits and services are available to all membership levels. The exact provisions are contained in the Fulfillment Materials that will be issued to the Med-Sense Guaranteed Association members upon enrollment.


These are not insurance benefits. These are association discount and lifestyle benefits and are not affiliated with any of the insurance companies or Accident Medical, Accidental Death & Dismemberment, Accident Disability Income, Critical Illness, Term Life Insurance, Hospital Indemnity, Limited Medical Benefits, Short-Term Medical, and, if selected, Dental Indemnity benefit and/or Insured Prescription Drug program.


(Source: Health insurance innovation agent portal)


Lifestyle Benefits for ACUSA Membership

Costco Membership 

With their ACUSA membership, your clients will receive access to a Costco membership as well as exclusive coupons for savings and free products. They'll quickly discover why 87 million people are Costco members and receive coupons for free products exclusive to ACUSA members.


Identity Guard 

In today's digital world, our identities are comprised on many levels every day, including our social media profiles, pictures of family, and GPS locations. Your clients will have access to an exclusive discounted rate for Identity Guard, a service with monitoring products that provide the most complete view exposure of their personal information.


LegalEASE 

When a legal problem arises, your clients need immediate attention and the right choices to solve the problem as quickly as possible. LegalEASE's "we-do-it-for-you" attitude gives them the security to know they have help behind them when facing their legal problems. Attorney fees for legal needs are either 100% paid-in-full, partially paid, or offered at a discounted hourly rate when members work with a network attorney.


Long-Term Care Resources 

As a leader in the long-term care insurance industry for almost 20 years, Long-Term Care Resources (LTCR) can offer your clients access to quality insurance as well as a wide choice of carriers, products (traditional and hybrid), and underwriting criteria.


Griswold® Home Care Elder Care 

From referrals for options on such issues as senior living, VA benefits, hospice care, and more to determining appropriate home care services, Griswold® Home Care Elder Care can connect your clients with professionals who can provide much needed resources and advice.


Needy Meds 

This nationwide nonprofit is a free service that helps your clients to identify programs to alleviate the cost of their prescriptions and healthcare. It also provides members with a prescription discount card that allows savings up to 80% off cash prices.


DirectLabs® 

Your clients can take charge of their health and fitness with direct access to major clinical labs for critical tests at discounted prices. The earlier medical conditions are detected, the easier and more likely they are to be treatable.


ACI Specialty Benefits Member Assistance Program 

Through ACI's nationwide network of clinicians, life coaches, and work/life specialists, your clients and their families can receive comprehensive, personalized support for issue affecting emotional well-being via telephone or video chat sessions.


DreamVacations.com 

Your clients can take advantage of access to exclusive offers for full-service travel and can earn spending credits toward shore and land excursions, airfare, and spa services through this membership benefit.


MyEWellness.com 

With access to this comprehensive resource, your clients can take advantage of digital tools such as home fitness programs, wellness articles, assessment calculators, and guidance on nutrition as they improve their personal fitness and manage their health conveniently.


MetLife 

Your clients can enjoy access to special discounts for auto and home coverage as well as take advantage of group discounts and exclusive valuable features and benefits.


Alliance for Consumer USA ("ACUSA") Member Terms and Conditions


These Terms and Conditions pertain to the relationship between Alliance for Consumer USA (referred to herein as the "Association" or "ACUSA") and its Members (referred to herein as "Member", "You" or "Your"). Members will receive a Membership Fulfillment Kit with identification cards which will briefly describe the benefits being provided through the Association. Members must remain in good standing with the Association to be eligible for these benefits. 


The Association is a corporation, having members, formed under the non-profit laws of the State of Nebraska. All members have voting rights in the Association, but the Association is managed by a board of directors. As part of the application for membership, every member signed a written proxy that appointed the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked at any time prior to voting at any meeting by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association or by voting in person. Nothing herein shall create any employer-employee relationship between the Association and any Member. 


Failure of a Member to pay their dues will be cause for cancellation of the membership by the Association. The Association reserves the right to suspend or terminate any membership. Returned checks, insufficient fund noticed on bank drafts or denial by the member's credit card company for payment of the periodic amount due is deemed evidence of non-payment by a Member. Any bank service fees charged because such action will be the responsibility of the Member. 


As authorized at the time of your application, your monthly payment must be paid through an automatic draft of a checking or savings account by an ACH transaction or through an automatic debit transaction to a credit card. By agreeing to make your monthly payment through either ACH transaction or automatic debit transaction to your credit card, you waive the right to any future notice of the transfer of funds via either an ACH transaction or automatic debit to your credit card. The Association retains the services of a third-party administrator to perform the collection services or other administrative services required for this membership. As a member you agree that inquiries or challenges to ACH or credit card charges shall be limited to two (2) monthly payment and you waive all rights to inquire into or challenge any and all other monthly payments. Your authority shall remain in effect until the Association receives a signed written required from you to cancel your membership and any plan benefits. If any payment is dishonored (with or without cause, intentionally or inadvertently), the Association assumes no liability whatsoever even if the result of the dishonored payment is a termination of your membership in the Association. 


Members may change the mode of payment, make a change or cancel their membership at any time upon written notification to the Association. If you choose to cancel your membership, it is your responsibility to make sure that your written request is sent to the Association at least 5 days prior to your next draft date in order for your account not to be charged the membership dues for the following month. Such written notice may be deemed given when delivered by mail to Health Insurance Innovations, 218 E Bearrs Avenue Suite 325, Tampa FL 33613. Dues for membership cancelled within 30 days of the initial effective date shall be refunded in full. Enrollment fees are not refundable unless required by law. Any refund to which a Member may be entitled shall be processed within 10 business days from the date the written request for cancellation is received or 10 days from the date that such funds were received by the Association, whichever is later 


Your Association membership may provide access to group or accident or other limited insurance benefits. All group policies providing insured benefits are issued by licensed insurance companies to the Association as the group master insurance policyholder. In the event insurance benefits are provided as part of a benefit package, you are notified that such insurance coverage may terminate on the earlier of the date the group master policy is terminated or on the premium due date on or next following the date a person ceases to be a member or eligible person. A Certificate of Insurance will be provided in membership fulfilment materials. The certificate contains only a brief description or summary of benefits. Any difference between the certificate and the actual insurance policy will be settled according to the specific terms, limitations and exclusions contained in the policy. You may contact Member Services at 877-376-5831 to obtain instructions on how to obtain a claim form from the insurance company. 



Insurance benefits, if any, are NOT basic health insurance or major medical coverage and are not designed as a substitute or replacement for basic health insurance or major medical coverage.



Disclaimer: The Association is not owned or controlled, or affiliated with, any insurance company. The Association is not an insurer, agent, producer, third party administrator, guarantor or underwriter and does not provide any medical treatment, medical services, products, product liability or guarantees for any Member. The Association does not handle, adjust or pay any claims under any insurance policy issued to the Association.


(Source: Health insurance innovation agent portal)

Coverplushealth.com is an independent marketplace operated by Health Plans Direct, Inc. National Producer Number 17854932 and is not the Health Insurance Marketplace website. We Invite application for insurance in states where we maintain our agency/broker licenses and appointed for each state that requires a license to conduct health insurance sales and services.We are required to comply with all applicable federal laws, including standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Marketplace plans being offered in your state through our partner websites. To see all available data on Marketplace plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov. If you have questions or concerns, please contact us at support@coverplushealth.com

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