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What Is Short-Term Health Insurance?

Also known as temporary health insurance, short term health insurance is intended for people who are between jobs, people who are currently part-time or temporary employees, waiting for employer benefits or student or recent graduates. Federal rules in October 2018, allowed short-term medical plans to offer coverage for up to 12 months at a time and made it possible for insurance companies to renew the coverage for up to 36 months. However, the maximum policy duration may vary by each state as notified time to time.

Is Short Term health insurance major medical insurance?

Short Term health insurance is not major medical insurance and does not cover all of the essential benefits covered under the Affordable Care Act. Please refer to the plan brochure to find out more about the coverage

How quickly can I get coverage?

If approved, Short Term health insurance plans can take effect the day after your application is submitted. You may also choose a later effective date based on your individual needs.

Get covered by these carriers

Coverplus Health Insurance partners with only the best insurance companies to bring you a quality health insurance plan at an affordable rate.


This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check the Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of Pre-Existing Conditions or health benefits (such as hospitalization, Emergency Services, maternity care, preventive care, Prescription Drugs, and mental health and Substance Use Disorder services). Your coverage also has lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Also, this coverage is not "minimum essential coverage". If you don't have minimum essential coverage for any month in a year, You may have to make a payment when you file Your tax return unless You qualify for an exemption from the requirement that You have health coverage for that month.

Coverplushealth.com is an independent marketplace operated by Health Plans Direct, Inc. National Producer Number 17854932 and is not the Health Insurance Marketplace website. We Invite application for insurance in states where we maintain our agency/broker licenses and appointed for each state that requires a license to conduct health insurance sales and services.We are required to comply with all applicable federal laws, including standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Marketplace plans being offered in your state through our partner websites. To see all available data on Marketplace plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov. If you have questions or concerns, please contact us at support@coverplushealth.com

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